November 21, 2024

San Diego Real Estate Market Observations

In this video I give my observations and opinions on the San Diego real estate market in mid-July 2017. actually, these are just my personal opinions so before acting on any of the information  here I would advise talking with your accountant and financial advisor prior to making any real estate contractual commitments.

Well, with that said, I can say one thing for certain. That is this market does not look anything like the top of our San Diego real estate market did in the summer of 2005.

Driving the real estate frenzy that ended in the summer of 2005 was the ease of getting mortgages without stringent qualifications. in today’s San Diego real estate market home buyers really have to qualify to handle the mortgage payments. What’s really driving our current San Diego home price appreciation is the basic economic principle of supply and demand.

San Diego Real Estate Market Observations

San Diego home prices - San Diego Real Estate Market ObservationsSan Diego real estate market summer of 2017:

Today, there are substantially less homes available for sale then in past years. With today’s median detached residential San Diego home over $500,000it makes it very difficult for first-time buyers to enter the market. To even have a slight chance of purchasing a home priced around $500,000 in San Diego a buyer must be preapproved by a lender and attached is preapproved memo to all offers that they submit. Even with a lender’s preapproval memo, is a good possibility that you might end up with a multiple counteroffer situation. Also, if the property is priced under $500,000, there is also a good chance that you might be competing with all-cash buyers. Naturally, most sellers would rather go with someone who is paying all cash, then a first time buyer who has a contingency of getting a home mortgage loan to consummate the deal.

San Diego homebuyers should not be discouraged, really this is a market where persistence can pay off. Also, besides your preapproval lenders memo, I would suggest having an introductory letter about yourselves your hobbies your goals and why you’re putting an offer in on this particular property. This introduction letter could be critical and make a difference between the seller going with your offer or accepting another offer at the same price in terms.

 More info – NY Times article
San Diego Real Estate Market Observations

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2 thoughts on “San Diego Real Estate Market Observations

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