November 21, 2024

government bailoutA number of top government officials are implying that there is a possibility for the government to profit from the huge bailout. Do you really believe this?

Personally, I wonder if these same officials were saying how strong the economy was up to two weeks before everything hit the fan.

From a 2000 World Bank report entitled "Controlling the Fiscal Costs of Banking Crises," fiscal costs are systematically associated with a set of crisis management strategies. Our empirical findings reveal that unlimited deposit guarantees, open-ended liquidity support, repeated recapitalization, debtor bail-outs and regulatory forbearance, add significantly and sizeably to costs.

Do you recall the S&L crises of the 1980's? This crisis destroyed some 1,400 institutions and took another 1,300 banks with it between 1984-1991. Direct cost to the U.S. taxpayer? Some $180 billion, or three percent of annual economic output.

What about other bank bailouts: Norway's bank crisis of 1987 cost the government 8% of GDP, the Finnish bank crisis of 1991 cost 11% of GDP, and Japan's bank crisis from 1992 onwards cost a whopping 20% of GDP.

Some prior posts on the government bailout:

Real Estate Bailout Bill — How They Voted

So Much For The Bailout

Housing Bailout & Your Vote

#1 EZ Fix to The U.S. Housing Market

Emergency Rescue Package – The Devil’s in The Details

Are the Rating Agencies at The Cause of Our Financial Mess?

Housing Bailout – The Real Cause?

Government Bail-Out – Risk & Reward

Summary of the “Housing and Economic Recovery Act of 2008

Second Home Foreclosure Tax Penalty

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9 thoughts on “Govt. Bailout Profit?

  1. They are raising interest rates to shore up the banks. They don’t care diddlysquat about the struggling homeowners. The rising interest rates now will cause more with adjustable mortgages to go into default. This is just a temporary slowing and even if the slow figure holds, the bottom line is more people are going to default despite bailing out Fannie Mae which is basically giving money to the foreign investors like China and Russia. Let them default! The price of housing NEEDS to go down another $200,000! Why should our tax dollars and the Federal Treasury print monies to devalue our dollars to keep people in overpriced housing they could not afford to begin with? They can walk away now and buy cheaper homes.

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